Financial Protection for You and Your Family
Life and AD&D insurance can provide financial protection for you and your loved ones when the unexpected happens. Eligible full-time employees receive Basic Life Insurance, and additional coverage may be available for you and your eligible dependents through MetLife.
Basic Life Insurance
Eligible full-time employees are automatically enrolled in Basic Term Life Insurance equal to one times annual salary through MetLife.
Basic Life Insurance provides a benefit to your designated beneficiary in the event of your death, subject to the terms and provisions of the plan.
Accidental Death & Dismemberment (AD&D)
AD&D provides additional financial protection if a covered accident results in death or certain serious injuries or losses, as defined by the plan.
AD&D is separate from Basic Life Insurance and is subject to its own coverage terms, exclusions, and limitations.
Supplemental Life and AD&D Insurance
Want Additional Protection?
You may elect additional Life and AD&D coverage through MetLife.
Employee Coverage: You may elect Supplemental Life Insurance of up to eight times your annual salary, subject to a maximum benefit of $1.5 million and applicable plan requirements. Evidence of Insurability (EOI) requirements apply.
Coverage for Your Family: Supplemental coverage may also be available for eligible dependents.
Spouse Coverage: Available in $10,000 increments, subject to applicable plan limits and requirements.
Child Coverage: Available in $5,000 increments, subject to applicable plan limits and requirements.
Filing a Life Insurance Claim
If you need to submit a claim, resources are available to help you understand the claims process and required documentation.
MetLife also provides resources to assist beneficiaries during the claims process.
Learn About Beneficiary Services and Life Claims Submission: Claims Concierge Services
